Cancel credit cards used for transactions and report the fraud.You just need to recognize your mistake and act as quickly as you can. The good news is, the worst-case scenario isn’t terribly common. If you’re the victim of a text scam, know that you’re not alone – over 47 billion spam texts were reported in 2021. What to Do if You Fall Victim to a Text Scam
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Reach out to a trusted family member or friend to confirm the scammer’s story (even if they say to keep it a secret).Īlways feel free to call 1-877-FTC-HELP for advice. Try to verify the person’s identity by asking questions a stranger couldn’t know the answers to. However, before you take any action or send money, take a pause. These texts can be very frightening, which is why they work. They may even say that contacting this family member will cause them danger. They’re in need of financial help and a money transfer is the only way to help them.” “Your family member who lives in _ (or is traveling in _) has run into some trouble. In this instance, you’ll receive a text message saying something like this: The family emergency scam text message is one of the most common, according to the FCC. Plus–your banker won’t contact you from their personal cell for your bank account, card numbers, or other sensitive information. So, even if they identify themselves as your bank, realtor, insurance agent, etc., look at the number the message was sent from for verification. If you receive a text message from an unidentified 11-digit number, the odds are high that it’s a scam.
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Legitimate SMS marketing messages are usually sent from a 6-digit short code (like 711711), a 10-digit toll-free phone number (ex: 84) or a local text-enabled business phone. “We checked out pages from the Better Business Bureau and the Federal Trade Commission to bring you the best information on avoiding text scams. While each text scam looks a little different, there are some common hallmarks you can look out for to spot a fraud. 5 Tips To Identify Fake Text Messages or Text Scams 💡 SimpleTexting Tip: To help you out, we have a team dedicated to compliance who monitor messages sent through ST for suspicious activity to ensure our platform is only used for good. Here’s how you can protect yourself from smishing scams and spot them before it’s too late. Smishing, though uncommon, can be extra effective due to the personal nature of our text inbox. SMS phishing (aka smishing) is the fraudulent solicitation of your personal or financial information through the use of text messaging. This type of fraud is also known as “smishing.” In addition to phony phone calls and email phishing scams, text scams have also become more common. organizations experienced a successful phishing attack in 2021. You probably think, “that could never happen to me…” but a study by Proofpoint shows that over 74 percent of U.S. We’d all like to believe we know a scam when we see one.
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